Payment Policy

Accepted Payment Methods

my store provides secure payment options through the checkout process. Depending on availability, customers may pay using major credit or debit cards, including Visa, Mastercard, American Express, Discover, JCB, Diners Club, and Maestro.

The payment options displayed at checkout are the ones available for the specific order.

Currency

All product prices are generally shown in U.S. dollars (USD).

If your bank account or card is denominated in another currency, your financial institution may apply its own exchange rate or foreign transaction fee. Any such charges are determined by your bank or card issuer.

Checkout and Payment Authorization

When you submit an order, the selected payment method is submitted for authorization.

Payment authorization confirms that the payment provider can process the transaction, but an order may still be subject to product availability and normal fulfillment procedures.

A payment may be declined, delayed, or require additional verification based on the rules of your financial institution or payment provider.

Payment Security

Payment information is processed through Shopify and/or authorized payment service providers using security measures designed to protect transaction information.

my store does not request complete card numbers, card PINs, passwords, or security codes through ordinary customer-support communications.

For your protection, never send sensitive payment credentials by email.

Billing Information

Customers should provide accurate billing information during checkout.

If information supplied during checkout cannot be verified by the payment provider, the transaction may be declined or placed on hold for additional verification.

Fraud and Transaction Protection

To protect customers and the store, orders may be subject to automated or manual payment and fraud checks.

We may delay, reject, or cancel a transaction when there is a reasonable concern involving unauthorized payment activity, suspected fraud, inaccurate information, or other security issues.

If an order is cancelled after payment has been captured, any applicable refund will be returned through the original payment method.

Pending Transactions

Depending on your bank or card issuer, an order may temporarily appear as a pending transaction.

A pending authorization does not necessarily mean that the payment has been permanently charged. The release of an authorization is controlled by the applicable financial institution and timing may vary.

Taxes

Applicable sales tax is calculated and collected at checkout where required by law.

The checkout page will show the applicable product charges, taxes, and any shipping charges before you submit payment.

Payment Problems

If your payment is declined, first confirm that your billing details and payment information are correct.

If the problem continues, you may wish to contact your bank or payment provider. You can also contact our support team for assistance with the order.

Please do not provide complete card details when contacting us.

Order Cancellation and Refunds

Cancellation requests should be submitted as soon as possible.

If an eligible order is cancelled before shipment and payment has already been processed, the applicable amount will be refunded to the original payment method.

For shipped orders, refunds and returns are handled according to our Refund Policy.

Refund Processing

Once an eligible return has been received and approved, my store generally submits the refund to the original payment method within 5–10 business days.

The actual posting time may be longer depending on the bank, card issuer, or payment provider.